Get StartedReview the Acceptable Documentation list Acceptable Documentation list and be prepared to provide all required documents. Highs in the low 60s. However, under some circumstances, individual programs may require the money to be repaid. The fund, which totals $309 million, is designed to help struggling. % stream For struggling renters who missed the window to apply for assistance through IHDA, the Illinois Department of Human Services (IDHS) is currently accepting applications for rental assistance. Known as the Homeowner Assistance Fund, or HAF, this money would be split among U.S. states, territories and tribal governments, with each creating its own program for distributing the money. How will I receive the aid if I am approved? ROCK ISLAND, Illinois (KWQC) - Illinois homeowners experiencing financial hardship associated due to the COVID-19 pandemic can apply for a housing assistance grant of up to $30,000 starting in . The Illinois Emergency Homeowner Assistance Fund (ILHAF), will give up to $30 thousand in aid per homeowner to curb mortgage delinquencies, defaults and foreclosures. PDF Pritzker Administration Provides $15.3 Million in Home Improvement Grants The Illinois Emergency Homeowner Assistance Fund overseen by IHDA is a federally-funded program that is dedicated to assist Illinois homeowners who have struggled to pay their mortgage because of . <>/ExtGState<>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/Annots[ 15 0 R 23 0 R] /MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> Approximately $309 million in emergency assistance will be available to Illinois homeowners (read the press release here.) Please tag us when you do, using the handles below. ILHAF - Illinois Housing Help ILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners impacted by COVID-19 to prevent mortgage delinquencies, defaults and foreclosures to keep families safe and secure while they regain their financial footing. This program data is updated weekly.. If you have any questions, please contact the ILHAF call center at (866) 454-3571. The Illinois Rental Payment Program (ILRPP) provides financial assistance for rent to income-eligible Illinois renters and their landlords who have been impacted by the COVID-19 pandemic. Scammers will sometimes use websites that look similar to official government websites to trick consumers. endobj Click here to find the income limits for your county. Gov. Pritzker: Applications open April 11 for homeowner assistance fund CHICAGO, Ill. (WIFR) - Governor JB Pritzker and the Illinois Housing Development Authority (IHDA) Wednesday announced the Illinois Homeowner Assistance Fund (ILHAF) application opens April 11 to help homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic. PDF Pritzker Administration Announces $309 Million Assistance - Illinois Homeowners who have experienced a financial hardship directly related to COVID-19 that began, continued or worsened after January 21, 2020. If you are otherwise eligible for HAF, you can still apply for HAF even if the foreclosure process has started. Illinois Emergency Homeowner Assistance Fund (ILHAF) | IHDA All services related to the HAF program are free of charge. Get InformedAttend an information session hosted by IHDA to learn about the ILHAF application process, program eligibility and other free resources available to help you save your home. You will be able to navigate to a page for your areas specific program where you may be able to apply immediately or sign up to receive alerts about when your program will be available. Provide immediate housing stability for up to three prospective months, if deemed necessary. For example, repayment may be requested if you sell your home before a specified date. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601. Homeowners who own and occupy their . If you are concerned about losing your home to foreclosure, contact a HUD-approved housing counseling agency who can help you develop a plan. Have questions about Illinois rental, mortgage, utility, or eviction prevention legal aid? The ILHAF team is currently reviewing and processing applications for assistance. Single Family Housing Repair Loans & Grants in Illinois They may also try to charge you for applying to a free program. The funding can also be used for delinquent property taxes, homeowner's insurance, condominium or homeowner association fees and mobile home lot rent. Provide funds to eliminate or reduce past due payments and other delinquent amounts, including payments under a Those looking for assistance, please contact an IDHS Service Provider Agency to ask about rental assistance, find out if youre eligible and get help with applying.Renters can find a IDHS Service Provider at: illinoisrentalassistance.org/providers. Here's How to Apply Those in areas that have been disproportionately impacted by the pandemic will be prioritized, according to. The state is now accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past . Toll Free: Eliminate or reduce arrearage associated with homeownership; Reinstate a mortgage or pay other housing-related costs related to a period of forbearance necessitated by the pandemic (if applicable); and. To qualify, applicants need to have experienced financial hardship due to COVID after Jan. 21, 2020 and be at least 30 days behind in their house payment. fuUjED0D2H^^9H2;M KN10H5?m [ 2022 Illinois Housing Development Authority. As a requirement of the application for ILHAF, homeowners will be required to contact their mortgage servicer or a HUD-certified housing counseling agency to discuss loss mitigation options before they are eligible to receive assistance. COVID-19 Resources Related to Housing & Homelessness Something went wrong while submitting the form. Please beware of scams. CHICAGO (WLS) -- The state of Illinois on Tuesday will reopen a mortgage assistance program for pandemic-impacted homeowners. Oops! Proof of ownership, including but not limited to a property tax bill, property deed, or other documentation. PROGRAM DESIGN ELEMENT #1: Mortgage Reinstatement Program . Learn about some potential options for making up missed mortgage payments or contact a HUD-approved housing counseling agency. Loan interest rate is fixed at 1%. 3. Grants must be repaid if the property is sold in less than 3 years. Criteria Terms Brief description . endstream endobj 222 0 obj <. Your (or your tenants) household income is at or below the limit for your county. 2. Actualmente, el estado de Illinois est aceptando solicitudes de propietarios de viviendas para ayuda financiera de hasta $60,000 para eliminar o reducir los pagos atrasados de hipotecas e impuestos sobre la propiedad. call (855) 631-0811. The program is funded through an appropriation from the federal American Rescue Plan Act and can be used for past-due mortgage payments and up to three months of future payments. If you have not been approved, you can instead try to get in contact with a representative from your local HAF program who can explain why you did not meet their eligibility criteria. A certificate from a HUD-certified housing counselor or a letter from your mortgage servicer detailing efforts to resolve your delinquency will be required to apply for ILHAF assistance. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601, The ILHAF team is currently reviewing and processing applications for assistance. Homeowners who are past due on their mortgage or property tax payments. Depending on your area, some programs may not have enough money to help every applicant. Proof of citizenship is not required to apply and ILRPP assistance is a grant that does NOT have to be repaid.Find out if youre eligible for emergency rental assistance below.Help prevent suspected fraud for IHDAs Rental Payment Program to ensure emergency rental assistance is received by Illinois households in need. Illinois has received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. Have experienced a financial hardship associated with the COVID-19 pandemic. Homeowners with household incomes less than 150% of the Area Median Income. Illinois Homeowner Assistance Fund to launch in April 2022 - KWQC {6E~Qj=zrPO_WtgO/&wEuv\N^DdUq ].b,9vU>lZ>eOvxw-vRrXd aao`u,a.a? Loans are termed for 20 years. hbbd```b``z"g N}`0 Applications will be accepted starting November 1, 2022. Homeowner Assistance Fund: How to Apply for HAF - NerdWallet Illinois mortgage assistance 2022: State reopens program for COVID Descubra cmo puede recibir asistencia federal para ponerse al da con los pagos de su hipoteca. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure, or displacement as result of a financial hardship caused by the COVID-19 pandemic. The Homeowner Assistance Fund was established by the American Rescue Plan Act to help homeowners who have been financially impacted by COVID-19 with certain housing-related costs. Illinois homeowners affected by COVID-19 eligible for up to $30K in After allocating over a billion dollars to assist renters and landlords avoid eviction and foreclosure, it is now time to help Illinois homeowners and their neighborhoods in their recovery from the pandemic, said IHDA Executive Director Kristin Faust. If you need rental assistance but are not in a court proceeding, help is still available through the Illinois Department of Human Services (IDHS). hb```qB eaM! CGXe`cR q(+GP Iy\GC)C2 S+8{ jD? Illinois Homeowner Assistance Fund has partnered with four organizations statewide that each cover a region of Illinois to prevent foreclosures. Website by. IHDA has a proven track record over the past decade in providing help to homeowners struggling to pay their housing expenses in the midst of economic strife.. Starting April 11, Illinois homeowners can apply for up to $30,000 in assistance through the Illinois Homeowner Assistance Fund (ILHAF). Illinois homeowners could receive up to $30K in mortgage relief The Illinois Housing Development Authority is here to help. The Illinois Court-Based Rental Assistance Program (CBRAP) provides funding to Illinois tenants and landlords across the state (outside of Cook County) who have pending cases in eviction court. The Illinois Homeowner Assistance Fund (ILHAF) program is open. Do I have to pay back the money I receive? Toll Free. Many programs began accepting applications in early 2022. There is no cost to apply for HAF. If you are part of a Tribe or live on tribal lands, you can reach out to your affiliate tribal government to see what HAF resources may be available. Application submission does not guarantee you will receive financial assistance. The Illinois Homeowner Assistance Fund Program provides direct financial assistance for homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. Copyright 2022 KWQC. If you do not meet the eligibility requirements for HAF and are still concerned about losing your home, there may be other options available to you. Proof of identification, including but not limited to a drivers license, state ID, permanent residency card or other form of ID. Check this page for links and instructions to attend sessions at the dates below: Below are current and cumulative statistics for the Illinois Homeowner Assistance Fund. Eligible recipients do NOT have to pay the money back. Struggling homeowners are federally required to look for other relief options before they are eligible to apply for this assistance. with experience operating and administering homeowner rehabilitation assistance programs. Governor Juliana Stratton. %%EOF If you own your home and are behind on your mortgage or taxes because of COVID-19, you may be eligible to receive up to $60,000 from the Illinois Emergency Homeowner Assistance Fund. This program has some income-related restrictions on which homeowners will qualify to receive funding. Eligible households can apply to receive as . 2 0 obj 1 0 obj All Rights Reserved. Homeowners in need of assistance can find more information on program eligibility and apply at www.illinoishousinghelp.org/ilhaf. Additionally, scammers may ask you to sign over the title to your property, ask you to sign papers that you do not understand, say you should start making payments to someone other than your servicer or lender, or tell you to stop making mortgage loan payments altogether. Programs were also developed by Tribes (or their Tribally Designated Housing Entity), the Department of Hawaiian Home Lands, and the District of Columbia. Those interested can apply through the end of January 2023. Click on the link below to get details and, if your state, district, or territory is currently accepting applications, apply. Your mortgage servicer is the company that sends your mortgage statements and to which you make your mortgage payments. Check with your HAF program to see if they have notified your servicer. First Alert Forecast - Still windy Tuesday with anything form sun to clouds. Depending on the program, homeowners may use the funds for expenses such as: Not all programs will cover all of the expenses listed here. Find out about resources for free legal assistance and housing counseling, as well as sign up for a waiting list for potential future funding rounds, . Most state programs limit eligibility to households with less than 150% of the median income in your area or $79,900, whichever is higher. Are you at risk of losing your home? To learn about your program, visit this site and select the appropriate state, district, or territory on the map. Illinois Emergency Homeowner Assistance Fund (HAF) PROGRAM DESIGN ELEMENTS TERM SHEETS . State of Illinois unclaimed property auction starts May 1, Chicago radio host describes dodging bullets in New Orleans shooting. The Illinois Homeowner Assistance Fund (ILHAF) provides up to $60,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity. PDF Illinois Emergency Homeowner Assistance Fund (HAF) PROGRAM DESIGN All rights reserved. The Low Income Home Energy Assistance Program (LIHEAP), administered by the Illinois Department of Commerce and Economic Opportunity (DCEO), helps eligible low-income households pay for home energy services (primarily heating during winter months). This program has some income-related restrictions on which homeowners will qualify to receive funding. The application period runs from April 11th through May 31st, 2022. The Illinois Homeowner Assistance Fund (ILHAF) provides up to $30,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity while homeowners work This is something that we assisted with in 2020 with an emergency mortgage assistance so we anticipate a lot of people in need. Have questions about utility billassistance? Check the status of your application. Find Your Servicer To See What You Qualify For, Protections for Reverse Mortgage Borrowers, contact a HUD-approved housing counseling agency, Learn about some potential options for making up missed mortgage payments, Mortgage issues like delinquencies, defaults, or foreclosures, Loss of power services or other home utilities, Homeowners being displaced and losing the ability to live in their home. Eviction Help Illinois provides renters with free eviction preventionassistance.For free legal aid to avoid evictioncall (855) 631-0811.Illinois Homeowner Assistance Fund has partnered with four organizations statewide that each cover a region of Illinois to prevent foreclosures.Find free legal help for homeowners in your area here. You can contact Rock Island Economic Growth Corporation by calling (309)-788-6311 or by visiting their website. If you are unsure if something is a scam, contact a HUD-approved housing counseling agency. If the foreclosure process has already started, can I still apply for HAF? Find a housing counselor near you. Topics will include: Webinars will be offered in English and Spanish. The program's goal is to prevent: Mortgage issues like delinquencies, defaults, or foreclosures; Loss of power services or other home utilities Para obtener ms informacin, visite IllinoisHousingHelp.org. Homeowners who own and occupy their property as their primary residence. PDF Pritzker Administration Announces up to $30,000 in Housing - Illinois To qualify, applicants need to have experienced financial hardship due to COVID after Jan. 21, 2020 and be at least 30 . Homeowners who have experienced a financial hardship directly related to COVID-19 that began, continued, or worsened after January 21, 2020. Explore Your OptionsContact your mortgage servicer or a HUD-certified housing counseling agency to discuss options to prevent foreclosure. Choose from the following social media posts to share on your platforms. The Homeowner Assistance Fund was established by the American Rescue Plan Act to help homeowners who have been financially impacted by COVID-19 with certain housing-related costs. The Illinois Housing Development Authority (IHDA) extended the initial deadline past January 31, 2023. Yes, if you have been approved for HAF funds but are having difficulty with your servicer accepting the payment, you can submit a complaint online. Qualified applicants will have payments made directly to mortgage servicers, taxing bodies or others. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners at risk of default, foreclosure, or displacement due to financial hardship caused by the COVID-19 pandemic. Many states cover a wide variety of homes, including: Check with your local program for details. For example, if Fannie Mae or Freddie Mac backs your mortgage, your servicer is generally required to pause foreclosure activities for up to 60 days once your HAF program has notified them of your application. Homeowners are strongly encouraged to either watch the videos on this page or attend a webinar. PDF Pritzker Administration Announces up to $30,000 in Mortgage Relief per Gov. Illinois has received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. 8R! Delinquency statement, including but not limited to a mortgage statement, property tax statement, insurance statement, or HOA/Condo Association statement. Pritzker Administration Launches $309 Million Assistance Program for Grants have a lifetime limit of $10,000. If money is being used to help with mortgage payments, its a good idea to call your servicer to discuss the process, verify that they participate in the HAF program, and let them know that they will likely be receiving payment from the HAF program. The Illinois Homeowner Assistance Fund Program providesdirect financial assistancefor homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. These sessions will provide a road map for you to follow to make the application process more efficient. Homeowners who are at least 30 days late on their mortgage or property tax payments. Created by the American Rescue Plan Act, ILHAF is designed to prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services and displacement of homeowners experiencing financial hardship after January 21, 2020. The program is now accepting applications. Application information can be found on the IDHS website, here. Some programs have established lower limits, so, Mortgage payments, including past due payments, Utilities, such as electricity, gas, home energy (including firewood and home heating oil), water, and wastewater. Some state HAF programs may require a servicer to pause foreclosure activity. Eligible households will be able to apply for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, Illinois Homeowner Assistance Fund to launch in April 2022, Flood Latest, Mississippi River At Crest Level, 6p. All Rights Reserved. Homeowner Assistance Fund Income Limits (HAF) | HUD USER The ILHAF application process and program eligibility, Other free resources available to you, including housing counseling and legal aid, Mortgage reinstatement or other housing-related costs related to a period of forbearance necessitated by the pandemic, Delinquent homeowners insurance and/or flood insurance, Delinquent Homeowner/Condominium/Co-Op Association fees, Homeowners with household incomes less than 150% of the Area Median Income, Homeowners who own and occupy their property as their primary residence. Information about COVID-19 from the White House Coronavirus Task Force in conjunction with CDC, HHS, and other agency stakeholders.Visit coronavirus.gov, Information on what the U.S. Government is doing in response to COVID-19.Visit usa.gov (English) Visit usa.gov (Spanish), Explore guides to help you plan for big financial goals, Check if the program in your area is accepting applications. Enter your email below to be notified for program updates. You can customize your search based on your specific needs, budget, and desired location.The service is also available through a toll-free, bilingual call center at (877) 428-8844. Find free legal help for homeowners in your area here. Available in English and Spanish. The goal of the program is to help stabilize Illinois families while they regain financial footing. Gov. You dont have to pay anyone to help you avoid foreclosure. Illinois Emergency Homeowner Assistance Fund - HODC Find an approved HUD-certified Housing Counselor to explore housing assistance opportunities in your area. Available in English and Spanish. for homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. You must confirm that you have experienced a financial hardship after January 21, 2020 and describe the nature of that hardship, such as a job loss, reduction in income, or increased costs due to healthcare or the need to care for a family member. Toll Free: Proof of citizenship is not required to apply and ILRPP assistance is a grant that does NOT have to be repaid. It is generally unnecessary and often illegal for a company to charge you upfront with a promise to help you get mortgage relief. Up to 3 months of prospective payments, if necessary. The Illinois Emergency Homeowner Assistance Fund (ILHAF), will give up to $30 thousand in aid per homeowner to curb mortgage delinquencies, defaults and foreclosures. Copyright 2023 WLS-TV. Illinois homeowners experiencing financial hardship associated with the COVID-19 pandemic can apply for a housing assistance grant of up to $30,000. You should always make sure you are getting information and applying from official government websites (for example, with website addresses ending in .gov) and sources. Homeowners who qualify may receive free emergency mortgage assistance paid directly to their mortgage service. The program is administered by the Illinois Housing Development Authority (IHDA). RELATED: Tips to keep you in your home if you're struggling to make rent or mortgage. Visit illinoishousinghelp.org/ilhaf or call 1-866-454-3571 for more information. Homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic can apply for assistance through the Illinois Homeowner Assistance Fund (ILHAF). The Homeowner Assistance Fund (HAF) is a federal assistance program that helps homeowners who have been financially impacted by COVID-19 pay their mortgage or other home expenses. To learn more visit IllinoisHousingHelp.org. If you are a Native Hawaiian, you can find more information on the Department of Hawaiian Home Lands mortgage relief program website . ILHAF applicants will see one of these possible status updates during the review process: If you have any questions about one of the above statuses, please contact ILHAF customer relations at 866-454-3571, or send an email to hafquestions@ihda.org. Program Assistance and Frequently Asked Questions . Oops! HAF funds are used for qualified expenses that assist homeowners having incomes equal to or less than the greater of 150 percent of the area median income for their household size, or the median income for the United States, as determined by the Secretary of Housing and Urban Development. Simply click to download. Proof of household income, including but not limited to tax returns, pay stubs, or other documentation. Find out if youre eligible for up to $60,000 in federal assistance at IllinoisHousingHelp.org. To be eligible for ILRPP, applicants must meet the following minimumrequirements: Low Income Home Energy Assistance Program. Our administration continues to set our sights on supporting Illinois families because housing is a right and we are committed to ensuring just that.. A HUD Certified Housing Counselor can assist you with the application process. Check your specific program requirements based on your area. Something went wrong while submitting the form. Homeowners who qualify may receive free emergency mortgage assistance paid directly to their mortgage service. This ILHAF Resources toolkit is designed to support ILHAF stakeholders and HUD agencies with the distribution of marketing collateral for in-person and digital outreach. See below for information on the rent, mortgage, utility, and legal assistance programs currentlyavailable. To find out if youre eligible and get prepared visit. Provider agencies can also help you find assistance with utility bills, free legal aid, and additional services.Apply for rental assistance and explore additional support by contacting a service provider near you.. The ILHAF Call Center will be open from 8 a.m. to 5 p.m. Financial Literacy and Pre-Purchase Counseling, Next Generation Capacity Building for BIPOC Developers, Housing for Justice Involved Individuals (HJIIP) Program, Illinois Court-Based Rental Assistance Program, 2022 Illinois Rental Payment Program Fact Book, Illinois Emergency Homeowner Assistance Fund (ILHAF), The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance. announced today the opening of the Illinois Homeowner Assistance Fund (ILHAF) to help homeowners who have fallen behind on monthly mortgage payments and/or related housing expenses as a result of the COVID-19 pandemic. $387M in Mortgage Relief Available to Illinois Homeowners